
Why Buying Too Many Leads Is Killing Your ROI
Every Failure Is Feedback: How to Take an L and Still Scale
"The leads got worse."
That's how the call opened.
This agent had been crushing it with us. Then he wasn't. And when an agent stops closing, the leads always take the bad rap — because obviously it can't be the agent, right?
So I did what I always do.
"Let's go look at the numbers."
We broke down his order history. And the problem was sitting right there in the data.
He was buying too many leads.
Not too few. TOO MANY.
When he started with us he bought a 25 pack, then a 30, then a 40 — methodically, and he worked every single one. Now he was stacking a new order every week, sprinting through the list, half-working it, then ordering again on top of the pile.
He wasn't buying bad leads.
He was burying good ones.
Here's the thing… if you're a producing agent who's been telling yourself a slow month means the leads dropped off, this post is going to sit uncomfortable. But it's the same conversation I have with the agents I've helped hit $40,000+ per month issue paid — 550+ of them over the past 4 years — and it's the difference between an L that ends you and an L that upgrades you.
Let's hop right into it.
Failure Is a Prerequisite, Not a Detour
I tore my ACL in my last practice ever coming out of college.
No combine. No pro day. No NFL. Something I'd wanted since I was six years old, gone in one rep.
That started a six-year road that eventually put me in life insurance — a business I honestly hated at first, because I wanted to be playing in the league. I didn't love it until I got GOOD at it.
Then I got good, built it, and lost it. About $100,000 in the hole. Shut it down. Rebuilt from the drawing board grinding 6–12 month old leads.
More recently? Both my Instagram accounts got shut down. Business page too. No reason given. In the middle of growing.
I'm not telling you that for sympathy. I'm telling you so this next line lands with weight behind it.
You will do everything right by your clients, your agents and your people — and you will still take losses. That is not a sign you're off track. That's the job.
Chargebacks come in when you placed the client correctly. Agents you helped write bad business and roll it onto you. Platforms shut you off with no explanation.
Right intention doesn't guarantee the outcome shows up the way you wanted it to.
If you think losing money isn't part of this, go get a 9-to-5. I mean that with love. Entrepreneurship takes L's.
Feedback and Perspective: The Two-Part Framework
Every failure is a lesson — fine, everybody says that. Nobody tells you what the lesson is actually made of.
It's made of two things, and they don't get nearly enough credit.
Feedback = the data about what actually happened. Just the numbers. No story attached.
Perspective = what you now understand because of that data.
Feedback without perspective is a spreadsheet you ignore. Perspective without feedback is a feeling you invented.
When I was $100,000 down, that's exactly the sequence I ran on myself. What's the feedback? What's the perspective? Got it. Check, check. Keep it pushing.
An L only becomes a lesson when you pull the data out of it and change one specific behavior because of it.
Anything else is just a bad week you're going to repeat.
The Three Buckets: Diagnose Your Slump in One Sitting
When an agent tells me the leads went cold, they're almost always in one of three buckets. Sit down with your own numbers and figure out which one is yours.
- You're buying too many. Orders are stacking faster than you can work them. You're skimming the easy contacts off the top of every pack and moving on. Your ROI is buried under leads you never actually touched.
- You're buying too little. You're not giving yourself enough at-bats to produce a real result, so one soft pack looks like a catastrophe.
- You're not working them properly. Right volume, wrong effort. One dial, no triple dial, no second week.
Three completely different problems. Three completely different fixes.
Most agents never diagnose which bucket they're in — they just blame the vendor and reorder, which fixes nothing.
Do the honest audit and your experience changes fast.
Work the Pack Like an Everlasting Chart
There's a belief out there that if you buy 30 leads, you should close the most out of them in week one — and whatever's left is dead.
That's the furthest thing from the truth.
What if 4 of those 30 are great prospects who were just busy that week? They saw the ad. They filled out the form. They meant it. It might take you two weeks to get them on the phone.
Does that make the pack bad? No. You judge a pack over its LONGEVITY.
I see it constantly: an agent buys leads, stalls out, disappears for a month, comes back, runs the pack again — and closes four more. "Oh, these aren't that bad."
Yeah, dude. You just gave up on them.
The way I run it is what I call an everlasting chart. Buy a pack. Work it. Buy the next one. Work it. Segment them, keep the old ones live, and keep circling back on the list — because more opportunities are sitting in there.
Buy an IUL pack, work it, buy another. End of the month you've got 100 leads and 11 closes. You do not throw the 100 away.
You keep buying, and you keep going back through the 100.
The move is simple: buy 40–50, work them all the way through, then order again — not order again on top of leads you never finished.
Order when you're done working, so the flow keeps coming without the pile-up.
The Question That Ends the Argument
I said this to an agent the other day and it exposed the whole thing in about four seconds.
"If I call your list and book appointments off it, you're going to pay me $100 an appointment, right?"
"No, no, no, no, no."
"Well… I thought you said the leads weren't good."
"Oh, yeah, they aren't."
"Well then let me call them."
Silence.
Every agent knows, somewhere underneath the frustration, that the list still has money in it. They just don't want the extra work it'll take to get it out.
Even when an ad is a little off, if the data points are there and you're genuinely trying to put the person in the right position, you can do your thing.
It's never the leads. It's always you. And that's good news, because YOU are the variable you control.
Losses Reveal Who's Actually With You
Here's the part nobody warns you about when you go from solo closer to agency owner.
Losses do something no win ever does — they show you your real roster.
Who on your staff sticks around when it isn't going well? Which sales reps stay when the checks are thin? Is your upline or manager actually in the room, or are they handing you a standard and walking off?
I talk to agency owners who don't run a single strategy session with their people. They just set the number and say figure it out.
When I was $100,000 in debt, nobody was patting my back. It was me, my wife, and my brothers. That was the whole list.
Nobody is coming to save you — and the sooner you accept that, the faster you start building something that doesn't need saving.
Some people get handed a book of business and a name. Cool, that's them. I had to go get it cold. I still text people today who never respond.
Forget it. Go do you.
The Trap in This Advice
Here's where "every failure is feedback" goes wrong.
Some agents use it as permission to keep losing. They collect lessons like trophies and never change a single behavior. Every bad month becomes a growth story instead of a fixed problem.
Feedback that doesn't change your next action isn't feedback. It's a therapy session.
And the other side of the trap: expecting every month to be your best month. I've had agents tell me "this was my best month ever with you" and then get discouraged the following month.
Bro — you're not going to have a great month every month. That's not how sales works. That's not how life works.
The standard isn't a perfect month. The standard is that you don't repeat the same mistake twice.
This morning I didn't feel like recording. Something happened, I was in my feelings about it, and I recorded anyway — because I said I would.
That's the whole discipline. Relentless isn't a mood.
Some Hard Questions Worth Sitting With
Which bucket are you actually in — buying too many, buying too few, or not working them properly?
When did you last go back through a pack you'd already written off?
If somebody offered to call your "bad" list for $100 a booked appointment, would you take that deal?
And when your last real loss hit — did you pull the feedback out of it, or did you just find someone to blame?
FAQ
How many leads should I buy at once?
Enough that you can work every one of them properly before the next order lands. For most agents that's a pack you can fully run — 40 to 50 — then reorder when you're finishing up, so flow stays consistent without stacking.
How long should I keep working a pack of leads?
Longer than a week. Some prospects filled the form out honestly and were just busy. Agents come back to a pack a month later and pick up several more closes — the pack didn't get better, the follow-up did.
How do I know if it's the leads or if it's me?
Look at the data before the feeling. How many people on the list have you actually spoken to? If there's a chunk you never reached, the pack isn't finished — and there's no verdict to make yet.
Are aged leads worth working if I'm coming off a bad stretch?
They're a volume play for disciplined dialers. I rebuilt after going about $100,000 in the hole by grinding 6–12 month old leads, so I'd never tell you an old list is dead.
The Bottom Line
You're going to take L's. In this business that's not the exception — it's the entry fee.
The agents who scale aren't the ones who avoid failure. They're the ones who pull the feedback out, adjust the perspective, and get back on the phone the same day.
Feedback check. Perspective check. Keep it pushing.
The leads are infinite. Your willingness to work them all the way through is the only thing that isn't.
Want me to look at your actual numbers and tell you which bucket you're in? Book a strategy call at agentleadlab.com/schedule-a-call.
— Tre
